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The Key to Successful Money Management

The Key to Successful Money Management

Since arriving in Pennsylvania I’ve been staying at my friend Tom’s house. His house is absolutely gorgeous, a showcase of good taste and money well spent. Tom is only a few months younger than me, and each staged room of his home reflects back to me my own monetary stupidity and foolhardiness.
He started with [...]

Facts vs. Belief–Arguing over Wealth and Retirement in America

Earlier this week at Robbie’s coffee shop I got into an argument with a state trooper named Will about wealth and retirement. That’s what we do at the coffee shop: argue. Politics, religion, health care, gun control, you name it. Many intelligent, educated, opinionated people hang out at Robbie’s. It’s a great place for stimulating [...]

Get Out of Debt Now by Any Means

This post is in response to a question I received from Sarah in a comment. She asked:
I dont understand why you let yourself slide into this position. Why? bankruptcy.losing your house,credit,credibility,and business and reduced to the kindness of strangers and all that. kinda like all those harvard grads in the banking industry whom have just [...]

Chase Bank Pushes Me to Change Phone Number

Chase Bank Pushes Me to Change Phone Number

Chase was calling me two to four times a week asking for money they know I didn’t have. I would feel my body tighten up whenever the phone rang. As much as I tried to make a game of it, I was still getting stressed by the frequency of calls.
Each time I spoke with [...]

Chase Bank Threatens Me with Severe Repercussions

Jamie has called and left several messages for me to call back, so I returned his call on Thursday. He’s with Chase Bank that holds my second mortgage. He’s concerned that I’m behind on my house payments, and he wants to see what he can do to help me get caught up.
I explained to Jamie [...]

The Real Reason for Inflation and Deflation

In a previous post (Inflation: Why Your Dollar Just Doesn’t Buy As Much) I posted two videos from YouTube about money and inflation. I was so intrigued by those videos that I bought a couple books to learn more.
In this post I would like to discuss the claims made in the first video that I [...]

Worry and Fear Over Debt Can Kill You

I’m came across an article today about a couple that killed themselves and their four golden retrievers:
“It is believed that the Donacas committed suicide after attempts to save their home following a foreclosure notice left them believing they had few options,” the Crook County Sheriff’s Office said in a report.
Before I decided to file for [...]

How Dare I Ruin the Economy!

I decided to do some more research on the money issue that I’ve been writing about. I’d like to better understand inflation and how our nation got so grossly into debt. So I ordered and have started reading The Web of Debt: The Shocking Truth About Our Money System and How We Can Break Free. [...]

Inflation: Why Your Dollar Just Doesn’t Buy as Much

When I first considered filing bankruptcy, I felt guilty about the idea of not honoring my debt. But when I added up how much I was paying in interest and how much I was getting to keep to eat, entertain myself, save for the future (that would be ZERO), and pay down my mortgage, I [...]

Credit Card Insanity: The Minimum Payment

When I went to my shopping cart to complete my Amazon book purchase a year and a half ago, the order screen said I could save $30 off my purchase by applying for the Amazon Visa card through Chase Bank. They advertised an introductory 0 percent interest rate for six months, after which it would [...]