The highest bid on my book inventory on eBay was $7,500, which was not enough to pay my IRS debt. I did manage to sell the inventory to a couple people. I didn’t get enough to pay off the IRS, but I got several thousand more than the eBay bid. My shelving continues to sell on Craigslist. I’m hoping to pay the IRS all I owe by the time I leave here. If not, the IRS agent is willing to put me on a monthly payment plan spread out over five years for the remainder.
But I’m getting stressed about moving the cats, and I’m running out of money. I’ve been eating comfort food and put on a few pounds. My car payment is overdue, and I’ve gotten a letter from the credit union to bring my account current. I can’t afford the car payment. I don’t mind if they repossess, but I need the car for another month. Maybe I can find someone with an extra car who needs a refrigerator.
I called a few car rental agencies, and I won’t be able to rent a vehicle. If I had a credit card, no problem. But if I use a debit card, they’ll run a credit check on me. My credit is shot by now, way down from 740. I’m a loser, apparently, who might drive the car to Mexico and abandon it.
My Mazda Speed 6 is just too small to transport eleven cats. I proposed to my friend Tom that he fly out here, rent an SUV and drive with me to Pennsylvania. That way we can take turns driving and make it there hopefully in three days with minimal stress to the cats.
This is the opportune time to put my “faith” to the test. I’m not talking about faith in a prayer to a “heavenly father” who sits on a throne in the heavens. I’m talking about my faith in the benevolence of the universe and in my ability to manifest what I need.
I believe that things usually happen according to our beliefs, so I choose (try) to believe that everything will come together. My friend will fly out here, we’ll make it to Pennsylvania in three days, the cats will quickly acclimate to their new home, my new life will start and I will find fulfillment. That’s the plan, anyway.
But it’s hard trusting. What happens if Tom can’t drive back with me. What happens if my car is repossessed and I can’t rent a vehicle? Then I’m really screwed. But back of the jumble of fearful thoughts is an assurance that it’s all going to work out fine. Do I then throw myself to the wind and see where it carries me? Reminds me of stories I heard of Christians attending charismatic Bible college who wrote bad checks “believing” that God would cover them.
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I just talked to Tom and he is going to be flying out here mid-October. We’ll rent a van and take turns driving to Pennsylvania. Yay! No tent camping. I really dreaded spending another night with the cats in that tent, especially a cold October night. Now I can take my tent down and pack it away.
There’s nothing better in life than a good friend on whom you can rely.
{ 6 comments… read them below or add one }
I dont understand why you let yourself slide into this position.
Why?
I don’t understand your question. Please explain exactly what position you think I “slid” into.
Joanne,
So glad you got the books sold – sorry it wasn’t enough to completely pay the IRS, but still it must be some relief.
Glad that the universe came through and Tom can drive you and cats cross country. Friends who are there for you at times like these are a true blessing.
I’m sure you will land on your feet again – wherever/whatever path you finally take.
Good karma to you, Tom and the cats.
Thanks, MC. Tom has been the best friend I have ever had. He’s the one who’s renting me a place in PA. I worked for him in the SF Bay Area in 1999, I believe it was. He was a great boss, too.
bankruptcy.losing your house,credit,credibility,and business and reduced to the kindness of strangers and all that.
kinda like all those harvard grads in the banking industry whom have just pushed the US into a depression.
they have taxpayers to bail them out, but you don’t.
Sarah, my answer got so long I decided to create a blog entry. It’s called Get Out of Debt Now by Any Means.