For as long as I have know you I have always been impressed by your ability to intelligently express your views and support them. You are a rarity.

I have enjoyed your web site, well done and informative.

Go Girl.

Dennis

Thanks for the invite. I’m having a hard enough time finding motivation to write for my own blog let alone someone else’s. I did leave a comment.

Just keeping in touch — I’ve added several letters to my site, and more and more posts. I have found a lot of new friends who are trying mightily to help (people are contacting me through comments, but also through a lot of emails generated by my contact form). I had the idea the other day, however, to introduce guest bloggers to my site. I want you to know that you’d be welcome to join in (you are a good writer, and in my view, highly qualified to provide a unique perspective). You know how to find me!

Regards,

Bob

I think as soon as someone gets an offer in the mail for a lower interest rate that they’ll switch no problem.

There’s no loyalty in business anymore. The days of the employee working 40 years for a single employer who rewarded him with retirement compensation is over. It’s every man for himself, sad to say.

The money lenders are always looking up some new way to take as much of our money as possible. I believe they have orchestrated this current recession to consolidate more wealth. Why would they play fair when they can milk the consumer and then have the government bail them out if they make a mistake? Greed, greed, greed.

The only way to win in this is to pay cash for everything. Pay off credit cards. That’s how you hurt them. But they’re making it harder to do that now, as you well know.

Have you read The Web of Debt? I highly recommend it. You probably don’t know anything about money until you’ve read this gem. Warning: You’ll get really mad. I got mad enough to decide to file bankruptcy.

Nevertheless, I do think I know why they are all acting like scum, presently (not caring how they hurt people). As I mentioned on my site, the executives running things are probably going to take the “bail out” money, and run (i.e., they have golden parachutes). And yes, I am royally peeved, and I am going after these credit card companies. We all need to burn out the fax machines of our elected “representatives” and pitch stories to the local media. We can win by organizing at a grassroots level. I appreciate your support.

I encourage everyone to visit his site at ChangeinTerms.com to learn about and get involved with fighting the shady practices of the credit card industry.