Comments on: When I Decided to Consider Bankruptcy http://openmindrequired.com/blog/2008/05/when-i-decided-to-declare-bankruptcy/ For book lovers, seekers, health enthusiasts and thinkers Thu, 02 Feb 2012 04:45:12 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Joanne http://openmindrequired.com/blog/2008/05/when-i-decided-to-declare-bankruptcy/comment-page-1/#comment-17 Joanne Fri, 16 May 2008 15:14:47 +0000 http://openmindrequired.com/blog/?p=11#comment-17 The card is a business credit card, and the bank allows the overcharge so as to not impede or embarrass the business by refusing to honor a charge. The bank said it was in my contract. I tried to fight the charge so the bank asked me to fill out a form explaining why. I did and then they asked for copies of this and that and they could take six months to make a determination. That's when I decided I was through dealing with them. Thanks for the links. I'll check them out. The card is a business credit card, and the bank allows the overcharge so as to not impede or embarrass the business by refusing to honor a charge. The bank said it was in my contract.

I tried to fight the charge so the bank asked me to fill out a form explaining why. I did and then they asked for copies of this and that and they could take six months to make a determination. That’s when I decided I was through dealing with them.

Thanks for the links. I’ll check them out.

]]> By: earthmom http://openmindrequired.com/blog/2008/05/when-i-decided-to-declare-bankruptcy/comment-page-1/#comment-16 earthmom Fri, 16 May 2008 09:41:33 +0000 http://openmindrequired.com/blog/?p=11#comment-16 Oops the 6 videos are here - http://www.thecreditcardsolution.com/ that first one is an explanation of how to deal with collectors I think. Oops the 6 videos are here –
http://www.thecreditcardsolution.com/

that first one is an explanation of how to deal with collectors I think.

]]> By: earthmom http://openmindrequired.com/blog/2008/05/when-i-decided-to-declare-bankruptcy/comment-page-1/#comment-15 earthmom Fri, 16 May 2008 09:40:11 +0000 http://openmindrequired.com/blog/?p=11#comment-15 earthdad said to send you this link - there are supposed to be 6 videos that all deal with credit cards and collectors: http://youtube.com/watch?v=1pUSdiQOQaE earthdad said to send you this link – there are supposed to be 6 videos that all deal with credit cards and collectors:
http://youtube.com/watch?v=1pUSdiQOQaE

]]> By: earthmom http://openmindrequired.com/blog/2008/05/when-i-decided-to-declare-bankruptcy/comment-page-1/#comment-13 earthmom Fri, 16 May 2008 09:24:38 +0000 http://openmindrequired.com/blog/?p=11#comment-13 How in the world could they honor that charge??? I'm so shocked. I would have thought for sure that they would reject it and the vendor would shrug and say "Oh well it was worth a try". What is the use in even saying you have a credit limit if they'll allow a charge up to 10x what they said the limit was? I am truly and absolutely shocked! :o How in the world could they honor that charge??? I’m so shocked. I would have thought for sure that they would reject it and the vendor would shrug and say “Oh well it was worth a try”. What is the use in even saying you have a credit limit if they’ll allow a charge up to 10x what they said the limit was? I am truly and absolutely shocked! :o

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